How much will i get from insurance if my car is totaled?Also, I am NOT at fault.?

How much will i get from insurance if my car is totaled?Also, I am NOT at fault.?

I just got into a car accident with my Toyota 4-runner ('97) and it looks to be totaled. Some guy just turned onto to the street and stopped, taking up the whole two lanes which left me no choice but to hit him head on. What I want to know is: 1. If my car is not repairable, how will I be covered? 2. Will I get the cost of the car? 3. If not, if anyone knows, please do tell me. Seriously, I really think my car is totaled. The car has been paid off years ago and I really don't want to deal with buying a new car and doing the whole car payment thing over. Thank you.

 

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Can I lose in small claims court if I got into a accident that wasn't my fault, but I didn't have insurance?

 

 

I need help on which plan is better for dental insurance?

My teeth are in fairly good condition except my wisdom teeth are coming out so i want to have insrance just in case i have to take them out. Im 19 and i havent been to the dentist in like 3 years. Im trying to get a plan with blue shield of california but their are two types of plans HMOs and PPOs and im confused the link is the comparison of the two. https://www.ehealthinsurance.com/ehi/dt/compare-plans?showCarrierLogo= can anyone who knows about dental insurance help me out which one is better?? Thanks

 

 

Insurance for motorcycle?

i live in Montreal Quebec, and would be around 18-25 years old would a Kawasaki ninja 250 (250cc sport bike) be more expensive than a 800cc cruiser? cuz i was originally intresetd in the 250 because of its fun factor and etc... but my uncle is saying that insurance would be a lot because it is a sport bike and i would be still young, so its better to get a cruiser (sportster style bike) because it is heavyer, stabler...and will cost less to insure. but im a little skeptical because a 250cc engine really is not fast (compared to the 600cc sport bike) and a guy on youtube said that his friend pays a little less than half of what he pays for his kawa. 900 custom

 

 

What can a car finance company do if you no longer have insurance?

I bought a 2004 vehicle (from CarMax) about 3 months ago. The finance company (Capital One Auto Finance) would only approve me if I started an insurance policy before I left the dealership. I did, but have since let that policy go, for different reasons. The finance company is now sending me letters to give them updated insurance info, or they may take appropriate action to protect its interest . What exactly does that mean??? All my payments have been on time, actually 2 weeks or more early. So, what can they do if I continue not to have insurance, since my payments on the vehicle are all in order? Since guessing or assuming won't help me, sources for your answers would be helpful. Thanks.

 

 

Do you need car insurance to drive with a permit?

Do I need car insurance with my drivers permit? I'm 17 and doing have my license yet but I have my permit. I don't know what the law is for Wisconsin. Am I covered as long as the owner of the vehicle is in passenger seat?

 

 

Does your car insurance premium go up if you have a claim that didn't involve others but was over $1400?

Its just body damage and no one else was involved. Also if I use my rental coverage will that make my premium go up (i.e. is premium tied to how much the total claim cost)? Thanks

 

 

Can someone please explain health insurance to me?

I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?

 

 

Do I need insurance ?

I'm 16 I'm starting my own lawn care Business Do I need Insurance In case I hit something and does my car Insurance cover snow plowing

 

 

Does it matter if you tell the insurance company?

that you are keeping your vehicle at 'X' address instead of your real address which is 'Y' address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks

 

 

Is chba health plan any good? especially for pregnant women?

i am 2 months pregnant and i cannot find health insurance that accepts me. i am in michigan currently and i was offered a heath plan called CHBA health plan. does anyone have it? can some one tell me if its any good? anything i should be aware of? is there any other affordable insurance or health plan that good for a pregnant woman?? thank you.

 

 

Can you have two insurance policies on one car?

My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?

 

 

Car insurance.......?

I'm 25 years old and a first time driver and I am currently looking at car insurance and have some questions: SKODA FABIA 1 (60) 1198cc What does the (60) mean, is that the top engine speed? Also I was on Gocompare's car insurance website and I was wondering if the 'Proposer Excess' was added into the Annual Premium price or if it is to be added on top of it. I know these might sound like silly questions but I am new to this and any help would be appreciated. If you need more information just ask.

 

 

How much does insurance on a 66 mustang cost?

I'm looking to buy my first car and i dream of buying a 66 mustang that i've fallen in love with only thing is i have to pay for insurance and im wondering how much it might cost. I'd be added onto my parents insurance (i'm not sure the carrier) but I am a female and 18. How much do you think it would run me?

 

 

Would insurance be higher on suv/truck or car/sedan?

For example Mitsubishi Montero Sport vs Volkswagen passat, Nissan maxima, or Mitsubishi galant.

 

 

Insurance Rate comparison Between G37S Coupe 2009 and a 370z 2009 Both black for a 17 year old?

don't give me the He shouldn't have a car like that at such a young age. We have our reasons, just got back Iraq. But anyways, would the insurance be basically the same for both cars since they're both fast, expensive, and two doors?

 

 

What are some Big name Insurance companies?

Admitted Carriers I believe is the Term for Big name/Most Legitimate. I am in California. Please give me a list, of all the ones u can think of, all the commercials u can remember, what ever. I need to contact every single big name company, I am shopping for Commercial Insurance, & Need to find The Best price & Best policy thank you very much! & May god bless you!

 

 

Grace period between car purchase and insurance purchase?

In NYC is there a grace period between the time that you purchase a vehicle and the time that you purchase insurance? I'll probably be making the purchase next weekend and hopefully my insurance within that same following week. I heard before (I believe I heard it on Cops) that you had 30 days to purchase insurance so long as you kept the purchase receipt for the vehicle in the vehicle, and when you get pulled over (if), you would hand the officer the purchase receipt as a temp insurance and say that you are actively seeking an insurer. Is this true? I'm 20 years old and purchasing my first car (yes you can say hello to my $6000 a year insurance quotes)...so I don't really have much experience in the area. Any info would be awesome - thank you! Also, what exactly is the process? To my understanding it goes like this: 1) Purchase vehicle 2) Purchase insurance 3) Register the vehicle Is this correct?

 

 

Would i need goods carrying vehicle insurance?

If i was to transport mechanical tools or a regular basis in a vauxhall combo van, would i need to get goods carrying vehicle insurance instead of normal car insurance? I'am a bit new to this so any advice would be appreciated. Thanks

 

 

How come different auto insurance agencies charge different prices for the same insurance company?

yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam

 

 

Car Insurance Help Please?

So do you have to pay for insurance even if you don't own a car but have a license?

 

 

What are some large health insurance companies, I am 23 and need to buy health insurance for the 1st time?

Are there any good affordable plans, any recommendations will help, thank you

 

 

How much is the average cost of premiums for E&O insurance for a CPA firm?

I'm wondering what would be an average estimated cost for e&o insurance costs for a CPA firm? the firm has more than 3 people and more than $400,000 in revenue

 

 

Looks Like my Insurance wont want to pay out for my damaged car?

I got hit by a car recently and my car was taken away for repairs. I have just been told by my insurance that my car should not have been on the road reason being that its half and half . I did my due diligence before buying this car in 2011, HPI checks and all and it came out clean. The insurance company also confirmed this as well to me. Now it looks like my insurance company does not want to pay out for my car and they want to cancel my insurance and leave me without a car. WHAT DO I DO. PLEASE SOMEBODY HELP ME. I AM A SINGLE MUM WITH 3 KIDS.

 

How much will i get from insurance if my car is totaled?Also, I am NOT at fault.?

I just got into a car accident with my Toyota 4-runner ('97) and it looks to be totaled. Some guy just turned onto to the street and stopped, taking up the whole two lanes which left me no choice but to hit him head on. What I want to know is: 1. If my car is not repairable, how will I be covered? 2. Will I get the cost of the car? 3. If not, if anyone knows, please do tell me. Seriously, I really think my car is totaled. The car has been paid off years ago and I really don't want to deal with buying a new car and doing the whole car payment thing over. Thank you.

https://www.linkedin.com/pulse/auto-insurance-teenage-girl-nathan-fleming/